Why Adair Mortgages is the right fit for your journey
We’ll give independent advice that’s tailored to your needs, not the bank’s.
We explain everything in plain English so you know exactly what’s going on.
No matter your situation, we’re here to help you feel confident about your next move.
Major bank providing home loans, savings accounts, transaction banking, debit cards, and financial advice services nationwide.
Established bank providing retail, business, and institutional banking including home loans, savings, credit cards, and investments.
New Zealand bank offering personal and business banking, mortgages, KiwiSaver, insurance, and investment services nationwide.
Bank offering home loans, life insurance, transaction accounts, savings, and financial wellbeing services across New Zealand.
New Zealand's 100% state-owned bank providing home loans, savings, business banking, KiwiSaver, insurance, and investment services nationwide.
Customer-owned mutual bank providing home loans, term investments, savings accounts, everyday banking, and insurance to New Zealanders.
Customer-owned, B Corp certified bank offering everyday banking, savings, loans, insurance, and small-business banking throughout New Zealand.
Non-bank lender providing flexible home loan solutions to New Zealanders.
Non-bank lender offering flexible home loans, term deposits, and investment solutions for diverse customer circumstances in New Zealand.
Member-owned credit union providing savings, home loans, and everyday banking with profits returned to the community.
Boutique finance company offering tailored borrowing and investment solutions to individuals and businesses throughout New Zealand since 1956.
Business lending specialist offering fast business loans and lines of credit up to $500,000 for New Zealand small businesses.
You know buying a home can feel a bit overwhelming, but it does not have to be.
My job is to keep it simple and take the stress out of the process. My team will be here to guide you, answer every question, and make sure you feel confident about your next move.
At Adair Mortgages it’s all about the genuine moments that come with finding a home. The smiles, the relief, the excitement. Our photos and stories reflect the real connections we’ve built along the way.
I'm here to make mortgages feel less like a transaction and more like sitting down with someone who actually gets it. Every conversation, every step of the way, it's personal. No hand-offs to strangers, no corporate scripts. Just straightforward advice that puts your goals first. Because when you feel comfortable and confident, everything else falls into place.
Here's what happens when mortgages feel less like a battle and more like a conversation. No jargon, no hand-offs, just someone who takes the time to understand your situation.
Most people find us through someone they trust, and that says everything. From first home buyers feeling completely out of their depth to families refinancing without the headache, we've helped hundreds of Kiwis navigate mortgages without the corporate nonsense. But don't just take our word for it. Hear how real clients felt about working with someone who actually gets it.
Of mortgages secured
Mortgage applications facilitated
Referral based business
In finance
Straightforward mortgage advice with no surprises, no pressure, and no passing you around
Whether you're buying your first home, refinancing, or building an investment portfolio, working with Chad means straightforward advice with no corporate runaround. You'll know exactly what to expect from start to finish, with one person handling everything.
Mortgages don't need to feel corporate or complicated. We keep things clear, pressure-free, and built around what actually matters to you and your family.
Yes, you can refinance your mortgage to potentially lower your interest rate or change the terms of your loan. It's important to evaluate the costs associated with refinancing and determine if it aligns with your financial goals.
Requirements for getting a mortgage typically include a stable income, a good credit score, a down payment, and proof of employment. Lenders may also consider your debt-to-income ratio and other financial factors.
Using a mortgage advisor can provide you with expert guidance throughout the mortgage process. They can help you find the best mortgage deals, assist with paperwork, and offer personalized advice based on your financial situation.
The time it takes to get mortgage approval can vary, but generally, it takes between a few days to several weeks. Factors influencing this include the lender's processing speed, the completeness of your application, and any additional documentation required.
To apply for a mortgage, you typically need to gather necessary documents such as proof of income, credit history, and identification. You can then approach a mortgage advisor or lender to discuss your options and fill out an application form.
