Lenders will analyse how much you earn and your outgoing expenses to judge how much you can borrow. For a rough rule of thumb multiply your gross income by 3-4 times to get an estimated idea on how much you can borrow.
This is where we come in to help. We get to know you, your history and your future plans and goals and then work with you and advise the best mortgage and structure that works.
We very much believe in the personal touch, so we will be by your side until you turn the key in the door, we will even stick with you afterwards to ensure you are always paying no more than you have to.
Our promise to you is to get you the best loan and deal in the shortest possible time-frame
This is where we help to smooth the transition from the mortgage on your existing home over to the new property.
When you sell and buy a property it does seem that all you ever do is pay fee after fee to various outfits. We make sure you know exactly who charges what so you are not left in the dark.
B. Cairns
Scott Gibbens
Nathan Collett